Now that fireworks are done for Independence Day in the United States, aka July 4th, how is your freedom doing? I think a realistic take on it is the United States still enjoys a tremendous amount of freedom, but that freedom is under attack. …


The Greek philosopher Heraclitus was the first one, according to the internet, to use the phrase “change is the only constant in life.” Whether or not that attribution is accurate, the sentiment holds up. The last year plus has been a big change from the path the world was on…


Think about your decisions and the results you have from them. There are good, bad, and average ones in there. I’m betting you could improve your outcomes if you thought of your decision as a bet. …


What is going on around you right now? What was that person wearing who just passed you? Does anything seem out of place?

If you were unable to answer these questions, you are more likely to be a victim than another person who can provide the answers. …


The headline was a clever attempt on the common saying “an ounce of prevention is worth a pound of cure” and now that I’ve explained it, it’s even more clever. It is also the takeaway I had from an article on government requirements after the Colonial Pipeline Ransomware Attack. It…


It’s hard our there for a…well everyone it seems. We’ve been told this is supposed to be transitory and we’ll get back to normal. Would we need to be dealing with getting back to normal and transitory effects if we had different leaders for the last decade plus?

As that…


In my latest podcast episode, I put several caveats ahead of the material I used. I’ll let you listen and determine for yourself how you feel about the need to constantly include so many caveats these days.

Another thing occurring today, beyond the inflation genie escaping from the bottle the…


I will get to the importance of knowing your financial numbers but first let me tell you about the technical issues I ran into over the last month. This does relate to the financial concepts I’ll be getting to so keep reading.

Various events have occurred in my life which…


I read an article recently on the US National Intelligence Council’s Global Trends 2040 report. It took my thinking going down several trails. The first few were on the potential outcomes the report envisions. Those are important to be aware of so you’re able to position yourself for the best…


‘We need more places like the DMV (department of motor vehicles) since they work great, and people love going there’ said only the politician.

I know I’m not alone in my disdain for anything where I need to go to the DMV. Even the simplest of things can take forever…

Nick Riordan

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